Finance Pricing
Effective: January 01, 2010
| New Scion Vehicles Only | ||||||||
|---|---|---|---|---|---|---|---|---|
| Maximum Term | Zone 1+ 720+ |
Zone 1 719-690 |
Zone 2 689-670 |
Zone 3 669-650 |
Zone 4 649-630 |
Zone 5 629-610 |
Zone 6 609-580 |
Zone 7 579-520 |
| 60 months | 4.54% | 4.99% | 6.34% | 8.50% | 9.85% | 13.00% | 17.65% | 20.75% |
| 66 months | 4.80% | 5.39% | 7.15% | 9.00% | 10.10% | 13.00% | 18.40% | 21.35% |
| 72 months | 4.80% | 5.39% | 7.15% | 9.00% | 10.35% | 14.00% | 18.90% | 22.10% |
| 75 months | 5.05% | 5.64% | 7.15% | 9.00% | 10.35% | 14.00% | 18.90% | 22.10% |
| 84 months | 5.55% | 6.14% | N/A | N/A | N/A | N/A | N/A | N/A |
| Advance Limits¹ | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advance Exception Uprates | +.25 | +.25 | +.25 | +.25 | +.50 | +.50 | +.50 | +.50 |
| ¹Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book | ||||||||
| Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 (New vehicles only). Scion Solutions Gen-One rate determined by applicable Zone (New). Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only). | ||||||||
| Scion Certified Pre-Owned Vehicles Only | ||||||||
|---|---|---|---|---|---|---|---|---|
| Maximum Term | Zone 1+ 720+ |
Zone 1 719-690 |
Zone 2 689-670 |
Zone 3 669-650 |
Zone 4 649-630 |
Zone 5 629-610 |
Zone 6 609-580 |
Zone 7 579-520 |
| 60 months | 4.54% | 4.99% | 6.34% | 8.50% | 9.85% | 13.00% | 17.65% | 20.75% |
| 66* months | 4.80% | 5.39% | 7.15% | 9.00% | 10.10% | 13.00% | 18.40% | 21.35% |
| 72* months | 4.80% | 5.39% | 7.15% | 9.00% | 10.35% | 14.00% | 18.90% | 22.10% |
| 75* months | 5.05% | 5.64% | 7.15% | 9.00% | 10.35% | 14.00% | 18.90% | 22.10% |
| 84* months | 5.55% | 6.14% | N/A | N/A | N/A | N/A | N/A | N/A |
| Advance Limits¹ | 120% | 120% | 120% | 120% | 100% | 100% | 100% | 100% |
| Advance Exception Uprates | +.25 | +.25 | +.25 | +.25 | +.50 | +.50 | +.50 | +.50 |
| ¹Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book * Available on 1-3 year old Scion Certified vehicles ONLY. |
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| TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Flat Fee schedule. Qualified applicants without bureau FICO scores are not eligible for the SCPO program. For < 520 FICO scores, add 1% to Zone 7 rate. (Faxback 71)
**84 Month Term Requirements: Minimum amount financed is $15,000. |
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Effective: January 5, 2010
| Toyota Financial Services (TFS) standard rent charge factors effective January 5, 2010 for all Scion dealers (except Cincinnati and Detroit DSSOs). |
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NEW STANDARD LEASE CHARGE FACTORS |
|||||||||
|---|---|---|---|---|---|---|---|---|---|
Vehicle |
Maximum Term |
Zone 1+ (Incl. Waived Security Deposit) FICO 720+ |
Zone 1 (Incl. Waived Security Deposit) FICO 719-690 |
Zone 2 (Incl. Waived Security Deposit) FICO 689-670 |
Zone 3 (Incl. Waived Security Deposit) FICO 669-650 |
Zone 4 FICO 649-630 |
Zone 5 FICO 629-610 |
Zone 6 FICO 609-580 |
Zone 7 FICO 579-520 |
| NEW MY2010/2009 Scion xD | 36** | 0.00155 | 0.00155 | 0.00155 | 0.00155 | 0.00330 | 0.00410 | 0.00470 | 0.00590 |
| NEW MY2010/2009 - Scion xB | 36** | 0.00185 | 0.00185 | 0.00185 | 0.00185 | 0.00330 | 0.00410 | 0.00470 | 0.00590 |
| NEW MY2010/2009 - Scion tC | 36** | 0.00196 | 0.00196 | 0.00196 | 0.00196 | 0.00330 | 0.00410 | 0.00470 | 0.00590 |
| Scion New Vehicles |
37 - 60 |
0.00255 |
0.00265 |
0.00310 |
0.00380 |
0.00430 |
0.00510 |
0.00570 |
0.00690 |
| Scion Certified Pre-Owned Vehicles |
60 |
0.00255 |
0.00265 |
0.00310 |
0.00380 |
0.00430 |
0.00510 |
0.00570 |
0.00690 |
| MSRP/Avg. Retail Book Value Maximum Advance* |
120% |
115% |
110% |
105% |
100% |
100% |
95% |
95% |
|
* TFS standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License. Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*) | |||||||||
PROGRAMS
- Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone 1 rate (at minimum) and waived security deposit. SCPO customers are eligible for Zone 1 rate (at minimum) and waived security deposit.
Rebate not compatible with SCPO. - Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 for New Scions only. Refer to program guidelines for a list of qualifications.
FEATURES
- Dealer rate participation not allowed on any Scion Solutions lease programs.
- Sign 'n Drive: FICO score of 690 and above receive applicable Zone rate, plus a waived security deposit.
Refer to Sign 'n Drive checklists for additional qualifications. - Encore: Security deposit waiver and beginning-of-term benefits are applicable; however, rate reduction for Encore is not compatible with any Scion Solutions lease programs.
- Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) for New only.
- Multiple Security Deposit (not available in New York): Deduct 0.00008 RCF points from qualified Zone rate for each additional security deposit (maximum of 9). 1 Pay is not compatible with this program.
- 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
- Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Credit Life and Health/Disability (CLAH) policies is not compatible with TFS Business Solutions. Please refer to the TFS Business Solutions Lease rate letter for more details.
- Dealer-Owned Vehicle (DOV) Finance Program leases receive an automatic Zone 1+ rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
- SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certifications Number.
Maximum terms vary based on model year: Current Year - up to 60 months; 1 Year old - up to 60 months; 2 years old - up to 48 months and 3 years old - up to 42 months. - TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.
SCION PROTECTION PLANS
| United Car Care | |
| Platinum Coverage | $250.00 Deductible |
| 36 months or 75,000 miles | $1,706.00 |
| 36 months or 100,000 miles | $1,787.00 |
| 60 months or 75,000 miles | $1,730.00 |
| 60 months or 100,000 miles | $1,816.00 |
| 72 months or 75,000 miles | $1,747.00 |
| 72 months or 100,000 miles | $1,854.00 |
| 84 months or 75,000 miles | $1,790.00 |
| 84 months or 100,000 miles | $1,916.00 |
| Guaranteed Auto Protection - GAP | $600.00 |
| Northwest Protection Package | |
| Protect your investment! | |
| Pain, fabric, vinyl treatment and undercoat | $595.00 |
APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.